debt advice bureau
the best debt solution for you

FAQs | Features | Tools | News | Books | Newsletters | Recommend Us | About Us | Home

YOU ARE HERE: Home > Tools and Calculators > Debt Investment Calculator

Tools & Calculators

Debt Investment Calculator

Future Value Calculator

Lifetime Savings Calculator

Loan Comparison Calculator

Money to Time Calculator

Real Hourly Wage Calculator

 

Debt Investment Calculator

Before you go throwing darts at the stockmarket, check to make sure you can't earn a higher rate of return simply by investing in your own debt.

For example, if you have a credit card balance which charges you a 12% APR, and you increase your payments, you will get a guaranteed 12% return on your investment. What's more, your earnings will be tax free. For a basic rate taxpayer that is like getting a 16% return before tax. For a higher rate taxpayer it is like getting a 20% return before tax.

Use this calculator to see how much you could be earning if you increased your payment on any one of your debts.

Instructions: Enter the current payment terms for any one of your outstanding debts, then enter an amount you could comfortably add to the payment. Finally, click on "Compute" to see what the return on your investment will be.

Debt Investment Calculator
Balance
Outstanding
Annual
Interest
Rate
Current
Monthly
Payment
Additional
Monthly
Payment
Interest
Savings
Annual
Return on
Investment
Copyright © 1997-2003 Web Winder Site Traffic Magnets. All rights reserved.

 

Consolidation Loans | Debt Management | IVAs | Trust Deeds | Bankruptcy | FAQs | About Us | Features | Tools | 

-- ---