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Can't Afford the Monthly Repayments on Your Unsecured Debts? What are Your Options?

Debt Management

Across the U.K.
Do you and/or your partner owe at least £8,000?
Are there at least 3 different creditors?
Can you afford at least £100 a month?
Find out more >>>

IVAs

In England & Wales
Do you owe at least £15,000 solely in your name?
Are there at least 4 different creditors?
Can you afford at least £150 a month?
Find out more >>>

Trust Deeds

In Scotland Only
Do you owe at least £10,000 solely in your name?
Are there at least 4 different creditors?
Can you afford at least £100 a month?
Find out more >>>

Bankruptcy / Sequestration

Do you owe at least £5,000? Are there multiple creditors? Do you have little or no spare money or assets?
In England and Wales:
Bankruptcy - Debt Relief Orders (PDF)
In Scotland: Sequestration

Administration Orders

In England & Wales
Do you owe less than £5,000?
Do you have at least one County Court Judgement?
Do you have little or no spare money?
Find out more >>>

Consolidation Loans

Are you employed?
With a decent, or better, credit history?
Don't want to damage your credit status?
Refinancing or consolidation may be all that is needed.
Find out more >>>